Long-Term Care Insurance
Long-term care insurance designed to cover the costs of in-home or facility care, helping you maintain independence as you age.
Why Long-Term Care Insurance is Essential for Your Future
Up to 70% of people over 65 will need long-term care at some point. Long-term care insurance from New York Life ensures you’re prepared, helping cover the costs of in-home assistance or facility care.
Comprehensive Coverage – Covers both home and facility care, plus necessary planning services and support equipment
Affordable Protection – Especially cost-effective when purchased before age 50, with policies that stay with you long-term
Fills Gaps in Medicare – Standard health insurance doesn’t cover everyday assistance, but long-term care insurance does
Customizable Plans – Choose options that allow you to stay at home, avoid burdening family caregivers, or protect your savings
NYL MyCare – A straightforward, cost-effective option for selecting the care you need
NYL Secure Care – Traditional long-term care with robust, customizable benefits
Asset Flex – Combines long-term care coverage with life insurance, offering both cash value and death benefits
Protect Your Future, Your Way: Long-Term Care That Adapts to You
When it comes to long-term care, you don’t want a one-size-fits-all solution. You want a plan that grows with your needs, adapts as life changes, and gives you the freedom to choose the care that fits your lifestyle.
Long-term care insurance isn't just about coverage—it's about giving you the flexibility to decide how and where you receive care, whether you’re looking to stay in your home, protect your savings, or avoid burdening your family. You don’t have to settle for just one option. From NYL MyCare, which makes it easy to choose the right care, to Asset Flex, which gives you a combination of long-term care protection and life insurance, we have the right solution for you. It’s not just about preparing for the “what ifs”—it’s about ensuring you have the protection you need when it matters most.
Your future is uncertain, but your protection doesn’t have to be.
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